About Brian Gentles Team

Meet Your Team

The Brian Gentles Team can help you assess your financial requirements and recommend products best suited to your needs. Our offerings are split between residential or commercial mortgages and general business financing.

Calgary’s Best Mortgage Team – Helping Canadians with Mortgages Nationwide

Brian Gentles

Mortgage Broker

Direct: 403-216-8302
Toll Free: 1-866-273-6192
brian.gentles@mortgagegroup.com

My passion is to help you understand mortgages, understand your personal mortgage opportunity and if the time is right and I’ve earned your business, to obtain the mortgage that you desire. The good news is that for most of the borrowers we work with the lender compensates us for doing the work; so there is no cost to you for our services.

I have been a mortgage originator since 2001, an entrepreneur since 1991 and a corporate employee (technology, mining, and oil and gas) from 1971 to 1990. From these experiences, I understand the true nature of these various types of employment and how that works into the mortgage equation. My family includes five “children” in their 30’s, their significant others and four grandchildren; so I still relate to new families just starting out in life.

“I work with first-time buyers, long-time homeowners, real estate investors and business owners.”

My first exposure to general business financing was in 1991 when I took ownership of an ambulance and paramedical services company. I expanded our operations to provide medical support to Canadian and American oil field workers in Western Siberia. We also sold ambulances in Western Canada and brokered a multi-million dollar deal to Iran. From this I gained first-hand experience with loans for acquisitions, operating lines of credit, equipment leasing, purchase order financing and international letters of credit.

In early 2017 I associated with our TMG-connected “Castle Leasing” team so that I could bring more value to my self-employed mortgage clients. Since then we have expanded the offerings well beyond just Equipment Leasing and have re-branded as Alberta Business Financing Solutions.

TMG The Mortgage Group and Alberta Business Financing Solutions are related companies.

Your Qualified Canadian Mortgage Broker with Experience

I have been a member of both our provincial and national professional associations – the Alberta Mortgage Brokers Association and Mortgage Professionals Canada – since I began brokering in 2001.  I continue to seek opportunities to upgrade my knowledge and education through those associations, as well as seeking out other delivery channels.   I am committed to upgrading my education, experience, and professionalism regularly and have demonstrated a personal belief and commitment to our association’s Code of Ethics.

Serving New Home Buyers in Alberta and Canada Wide

I am licensed as a mortgage broker with TMG The Mortgage Group Inc. in Alberta,   TMG operates in all provinces across Canada.  As such I can place mortgages for property anywhere in Canada. TMG is a full-service, full-scope brokerage in residential and commercial lending from institutional and private funding sources. As required, I can draw on the expertise and connections of over 800 TMG brokers – in all 10 provinces coast to coast.

Accomplishments, Past and Present

My second passion is to help new mortgage brokers understand and successfully launch into the mortgage profession. In 2014 I was honoured and humbled to be awarded “Mentor of the Year” by CMHC (Canada Mortgage and Housing Corporation) and our national Canadian Association of Accredited Mortgage Professionals (CAAMP) and again the following year as “Mentor of the Year” by the Alberta Mortgage Brokers Association.

I am presently engaged in a Task Force with the Alberta Mortgage Brokers Association to improve and increase our educational offerings to existing and new brokers and to raise the level of professionalism across our industry

Most years since joining TMG in 2010 I have been recognized as a “Summit 20” top producer and in 2016 was recognized as “Philanthropist of the Year”.

I have been recognized by my peers and provincial association, in two separate forums, for contributions to both the mortgage industry at large and for community service.

Beyond mortgages and family I am a member of the Rotary Club of Calgary Heritage Park and a volunteer and former Board Member of the Disabled Sailing Association of Alberta. Starting in 2008 I also serve on three Condominium Boards.


Elaine Duncan

elaine@mortgagegroup.com
Direct: 403-216-8304
Toll Free: 1-866-273-6191

I have been involved in real estate and mortgage administration for over 25 years.  I provide “Loan Partner” assistance to Brian Gentles.

My primary role as a Loan Partner is to ensure all the right paperwork gets to all the right places on time. This includes packaging of all documents for lender review, pulling Land Title records and tax statements, ordering and reviewing appraisals, as well as advising our clients when the lenders have reviewed and accepted their documentation. I follow the mortgage process from pre-approval through to funding; acting as a liaison between client, lender and the lawyer’s office to ensure the process is a seamless one. I also prepare the personal insurance quotations and all documents for client review and signature. At the completion of a mortgage transaction I prepare and file all documents required for regulatory compliance under the Real Estate Act of Alberta or other provinces as appropriate.

Once funded I assist the brokers and clients with any post-funding mortgage servicing requests such as payment changes, bank account changes and preparing documents for those clients wishing to make changes to their existing mortgage (i.e. a conversion from a floating rate mortgage to a fixed rate mortgage). I look forward to assisting with your mortgage needs.

When not helping with mortgages I love to spend time with my children and grandchildren. I also love to travel and read.


Our Services

As a mortgage broker I work as an intermediary between you and the mortgage lenders.  I work for you but on the vast majority of residential mortgages there is no fee to you for our service.  You will benefit from my 20 years experience and strong relationships with the underwriters.  Prior to that I owned and operated a company with operations in Canada and overseas.  You will benefit from the knowledge I gains working with multiple different financial instruments due to our business activity.  My experience as an entrepreneur results in my being referred to other entrepreneurs;  I very clearly understand the challenges faced by self-employed borrowers, those of you who are business for self or BFS.

Our company has over 30-years experience and operates coast to coast.  As such we have approximately 850 brokers submitting on behalf of buyers, those refinancing, those renewing, in Calgary and beyond – that volume does not go unnoticed.  When exceptions to policy are needed, we find that often things can lean in our favour.  It also means that I can facilitate mortgages in every province in Canada.

We work with first-time buyers seeking new mortgages.  We help people refinance their homes perhaps to pay off high-interest debt or renovate for more work and study spaces.

We consult on mortgage renewals.  In some cases you are not receiving the best interest rates being offered to new borrowers.  We think that is wrong.  At no cost to you we can often remedy that situation.  A study last year revealed that 84% of the borrowers renewing their mortgages got a lower rate – just be taking action.

When the situation calls for it, you will benefit from my knowledge of American mortgages and how they differ from Canadian mortgages.  I can help you if you are New to Canada from anywhere around the world.  I can help you understand how to finance properties in the US and in the Caribbean.

If you are 55 or older, or if you are looking out for someone 55 or older, you can take the benefit of my knowledge of Reverse Mortgages.  Reverse mortgage products have helped seniors stay in their homes, aging in place, in some cases renovating for accessibility and quality of life.  Reverse mortgages have helped people eliminate bothersome debt.  They can also be used to provide funds to help other family members or even provide the funds for that trip of a lifetime.

Not all mortgage borrowers are the same, not all mortgages are the same.  Let us help you understand the choices you have and make informed decisions.


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